GDPR Privacy Policy

Ever World Corporate Finance Pvt Ltd is committed to protecting personal data and respecting user privacy. This GDPR Privacy Policy explains how we collect, process, store, and protect personal data in accordance with applicable data protection and privacy laws.

Although GDPR is a European regulation, we follow data protection principles to ensure privacy and data security for all users.

What is GDPR?

GDPR (General Data Protection Regulation) is a data protection and privacy law that gives individuals control over their personal data and how organizations collect and use that data.

We follow GDPR principles such as:

 ➤ Lawful processing

 ➤ Data minimization

 ➤ Transparency

 ➤ Data security

 ➤ User rights

 ➤ Accountability

Personal Data We Collect

We may collect and process the following personal data:

Identity Information

 ➤ Full Name

 ➤ Date of Birth

 ➤ PAN Card

 ➤ Aadhaar Card

 ➤ Address Proof

Contact Information

 ➤ Phone Number

 ➤ Email Address

 ➤ Address

 ➤ City

Financial Information

 ➤ Income details

 ➤ Bank statements

 ➤ ITR

 ➤ Employment details

 ➤ Existing loan details

 ➤ Credit history (via authorized partners)

Technical Data

When you visit our website, we may collect:

 ➤ IP address

 ➤ Browser type

 ➤ Device information

 ➤ Pages visited

 ➤ Cookies data

Legal Basis for Processing Data

We collect and process personal data based on the following legal grounds:

 ➤ User consent

 ➤ Loan application processing

 ➤ Contractual obligations

 ➤ Legal compliance

 ➤ Legitimate business interests

 ➤ Fraud prevention and verification

We only collect data that is necessary for loan processing and service delivery.

How We Use Personal Data

We use personal data for the following purposes:

 ➤ Loan application processing

 ➤ Loan eligibility checking

 ➤ Sharing loan applications with banks and NBFCs

 ➤ Customer support

 ➤ Identity verification

 ➤ Fraud prevention

 ➤ Internal record keeping

 ➤ Legal and regulatory compliance

 ➤ Improving our services

We do not use personal data for unlawful purposes.

Data Sharing and Third Parties

We may share personal data with:

 ➤ Banks

 ➤ NBFCs

 ➤ Financial institutions

 ➤ Loan processing partners

 ➤ Credit bureaus

 ➤ Verification agencies

 ➤ Legal or government authorities (if required by law)

We do not sell personal data to third parties.

All third parties are expected to maintain confidentiality and data protection standards.

Data Security

We take reasonable technical and organizational measures to protect personal data from:

 ➤ Unauthorized access

 ➤ Data loss

 ➤ Data misuse

 ➤ Data alteration

 ➤ Data disclosure

Security measures include:

 ➤ Secure data storage

 ➤ Restricted data access

 ➤ Password-protected systems

 ➤ Secure communication

 ➤ Confidentiality agreements

Data Retention

We retain personal data only for as long as necessary for:

 ➤ Loan processing

 ➤ Customer support

 ➤ Legal compliance

 ➤ Regulatory requirements

 ➤ Business record keeping

After the retention period, data may be securely deleted or archived.

Your Data Protection Rights

Users have the following rights regarding their personal data:

Right to Access

You can request a copy of your personal data.

Right to Correction

You can request correction of incorrect or incomplete data.

Right to Erasure

You can request deletion of your personal data (subject to legal obligations).

Right to Restrict Processing

You can request restriction of data processing.

Right to Data Portability

You can request transfer of your data to another service provider.

Right to Withdraw Consent

You can withdraw consent for data processing at any time.

To exercise these rights, you can contact us through our Contact Us page.

Cookies and Tracking

Our website may use cookies and tracking technologies to:

 ➤ Improve website performance

 ➤ Analyze website traffic

 ➤ Improve user experience

 ➤ Remember user preferences

Users can disable cookies through browser settings.

International Data Transfers

Your data may be processed or stored in locations where our partners, banks, or service providers operate. By using our services, you consent to such data transfers where required for loan processing.

Updates to GDPR Policy

We may update this GDPR Privacy Policy from time to time. Updated policies will be posted on this page with revision date.

Users are advised to review this page regularly.

Contact Us

If you have any questions about this GDPR Policy or your personal data, you may contact us through our Contact Us page.